How to Become an ECU Member

Join Education Credit Union: Apply Online, Open an Account, and Switch Your Checking Fast

Join ECU. Reach Your Goals. Gain Exclusive Benefits.

Ready to make a smarter move with your money? Join Education Credit Union, one of the fastest-growing credit unions in Texas. Apply online today or visit any ECU location. It only takes a minimum deposit to open your account and start enjoying the benefits and savings of ECU membership. ECU delivers expertise, support, great rates and easy access supported by team members dedicated to your personalized financial success.

What You Need to Open a New ECU Account

You must be at least 18 years old to open an account. Minors must be accompanied by a parent or legal guardian who is at least 18. Please inquire about required documents for opening a $mart Start Savings Youth Account by calling 806-358-7777.

Required items:

  • Valid government issued ID with your current physical address*

  • Social Security number

  • Savings account opening deposit: $5 plus a one-time $1 membership fee**

Smiling man standing inside of his home

*If your address is not current on your ID bring one of the following to verify your current physical address: current utility bill, pay stub, letter from employer, lease/rental agreement, school report card, or voter registration card.

**A savings account is required for all memberships. The membership fee is a one-time fee. You must be eligible for membership. See qualifications below.

Education Credit Union Membership Qualifications (Who Can Join)

You may be eligible for ECU membership if you are:

  • An employee of any public, private, or parochial school, college, or university**

  • A student of any public, private, or parochial school, college, or university**

  • An individual holding a valid Texas teaching certificate

  • A homeschooler**

  • An individual holding a valid Texas teaching certificate

  • A retiree receiving retirement or pension due to employment by an organization in the field of membership

  • A member of Canyon ISD Council PTA, Amarillo ISD Council PTA, WTAMU Alumni Association, or Bushland ISD Council PTA

  • A certified daycare worker in Potter and Randall counties

  • A spouse of an eligible person who died while in the field of membership

  • An employee of District 4 of the Texas Department of Transportation*

  • A blood or legal relative of anyone eligible for membership

  • Anyone living, working, attending church, or attending school within 10 miles of any ECU location

Teacher assisting young student with assignment

*Counties: Potter, Randall, Armstrong, Carson, Dallam, Sherman, Hansford, Ochiltree, Lipscomb, Hartley, Moore, Hutchinson, Roberts, Hemphill, Gray, Deaf Smith, Donley, and Oldham.

**Potter, Randall, Armstrong, Carson, Donley, and Oldham, Texas. Individuals related by blood or marriage to a person listed above may also be eligible.

Identity Verification and Member Security

(USA Patriot Act)

When you open an account online or in person, ECU must verify your identity. Protecting member privacy and the security of your information is a top priority. The USA Patriot Act also requires financial institutions to confirm member identity to help protect our nation.

Thank you for helping Education Credit Union protect member identity and safeguard personal information.